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Elder Law • Medicaid Planning • VA Benefits

Social Security Announces 2.8% COLA for 2026

Oct 28, 2025

This announcement is from the National Organization of Social Security Claimants’ Representatives:

Last Friday, Social Security announced a 2.8% benefit increase for 2026. This will increase the average monthly Social Security benefit for disability beneficiaries from $1,586 to $1,630. The COLA will take effect beginning in January 2026.

You can view additional information about these changes on SSA’s 2026 COLA Fact Sheet.

The Substantial Gainful Activity (SGA) threshold will increase from $1,620/month to $1,690/month for non-blind individuals, and the Trial Work Period (TWP) threshold will increase from $1,160/month to $1,210/month.

The SSI Federal Payment Standard will increase to $994/month for an individual and $1,491/month for a couple. The SSI Resource limits are fixed by statute and will remain unchanged.

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